Family Federal Deals & Financing Assn. v. Ramos (1991)

Family Federal Deals & Financing Assn. v. Ramos (1991)

Offender Ronald J. Ramos is attractive a wisdom after the demo court directed a verdict in favor of plaintiff Domestic Federal Coupons & Loan Connection (House Government) away from Ramos’s accountability on the a personal loan warranty. I affirm.

Thomas Lynn, a major financing administrator getting Domestic Government, negotiated this new agreement with Brooks and you may waiting three data-the borrowed funds modification contract, brand new promissory mention together with [229 Cal

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Offender Ramos was president of Ramos/Jensen Providers (R/J Co.), a california company. R/J Co. is all round spouse from a finite commitment, the fresh new Peacock Ridge Providers (Peacock), designed to accomplish the newest Peacock Ridge construction opportunity. Ranging from September 1983 and you may February 1985, plaintiff Family Government loaned almost $7.cuatro billion on the Peacock connection. Each of the five os.

When this occurs, Peacock owed big amounts during the accumulated interest along with most other personal debt to the the project. Home Federal approved an excellent “workout arrangement” where it forgave just about $100,100000 of the interest and offered to mortgage Peacock an extra $fifty,100000. In exchange, Peacock assured to execute a beneficial promissory notice to have $150,one hundred thousand covered by the your own guarantee closed by the Ramos.

This new work out agreement was discussed with respect to Peacock from the Arthur Brooks, an enthusiastic R/J Co. employee. Software. 3d 1612] individual guaranty-which he delivered to Brooks for the intended purpose of acquiring Ramos’s trademark. Brooks came back the about three finalized documents to Lynn to the December 18, 1986.fn. step 1

The latest promissory mention given a trademark range getting “Ronald J. Ramos, President” regarding Roentgen/J Co. just like the standard partner regarding Peacock. Ramos finalized the latest file “Roentgen.J. Ramos, Pres.” The non-public warranty provided the next operative language:

Because of the November 1986, financial hardships into the project triggered Peacock in order to default towards Home Government funds

“When you look at the believe of loan throughout the Association to help you Debtor, We, Ronald J. Ramos (Guarantor), definitely and for any reason make certain and you may guarantee to spend in order to Association, otherwise the person who Relationship instructions me to spend, every indebtedness regarding Borrower to Association evidenced from the, or in in whatever way related to the mortgage (together with yet not restricted to most advances otherwise financing) and/or note, and also to do every covenants and you will arrangements off Debtor contained in the new mention otherwise one safeguards agreement between Debtor and you can Organization.” This new trademark range towards the bottom of file provided for the trademark from “Ronald J. Ramos.” Instead, Ramos closed it he’d signed the newest promissory note: “R.J. Ramos, Pres.”

Whenever Peacock defaulted toward the brand new notice and you may Household Federal lead match in order to demand the brand new guaranty, Ramos defended on to the ground that their trademark as the “Pres.” indicated a purpose so you can loans Redstone bind simply R/J Co. and not themselves in person towards guaranty. In the romantic of all of the evidence, the fresh trial courtroom offered Family Federal’s actions to own a directed verdict, concluding it actually was limited by the fresh court’s decision inside the Sebastian All over the world, Inc. v. Peck (1987) 195 Cal. App. three-dimensional 803 [240 Cal. Rptr. 911].

I start off with a keyword about the proceeding pose of case. The brand new trial judge led a verdict against Ramos, finishing there’s no disagreement into the [229 Cal. Application. 3d 1613] the relevant foundational research and you may trusting by itself limited by an earlier Legal from Notice choice. (Pick fundamentally Vehicle Guarantee Conversion, Inc. v. Premium Courtroom (1962) 57 Cal. 2d 450, 455 [20 Cal. Rptr. 321, 369 P.2d 937].) [2a] Even in its lack of a controlling appellate choice, however, the newest court is best during the deciding that no jury matter are shown. Because the Finest Courtroom told me inside the Parsons v. Bristol Development Co. (1965) 62 Cal. 2d 861 [44 Cal. Rptr. 767, 402 P.2d 839], “The fresh new interpretation out-of a composed software, whilst it involves what might safely end up being called issues away from fact [citation], is basically a judicial function to get worked out according to the generally approved canons from interpretation so the reason for the newest device is offered impression. . So it’s only an official form so you’re able to translate a composed software unless this new translation turns through to the trustworthiness away from extrinsic research.” (Id. within p. 865; get a hold of and Scientific Businesses Government, Inc. v. National Fitness Laboratories, Inc. (1986) 176 Cal. Application. 3d 886, 891-892 [222 Cal. Rptr. 455].) [2b] Right here, since the activities shown absolutely nothing related with no conflicting extrinsic facts (look for Pacific Energy & Elizabeth. Co. v. Grams.W. Thomas Drayage etc. Co. (1968) 69 Cal. 2d 33, 37 [69 Cal. Rptr. 561, 442 P.2d 641, forty A good.L.R.3d 1373]), the latest trial legal properly refused to fill in brand new translation of your own created guaranty for the jury. (Look for Scientific Surgery Administration, supra, 176 Cal.App.three dimensional at p. 892, fn.cuatro.) In addition, yet not, we because the looking at legal consider the evidence and you may interpret the new guaranty de- novo. (Parsons, supra, 62 Cal.2d from the p. 866; Scientific Procedures Government, supra, 176 Cal.App.three-dimensional from the p. 891.)


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